A Medicare Supplement Plan A offers more coverage than Medicare Parts A and B, but it is only ideal if you do not anticipate using a lot of healthcare services. You will not have to pay for extra coverage that you might not use, but you might have to pay additional charges from time to time.
Medigap offers 10 standardized plans available in most states, each covering different out-of-pocket expenses. Other states, such as Massachusetts, Wisconsin, and Minnesota, have their own standardized plans.
Medigap Plan A Services
This plan offers the following coverage:
- Hospitalization – This plan covers Part A coinsurance, as well as coverage for 365 days after Medicare benefits end.
- Medical Expenses – It also pays for Part B coinsurance or 20% of Medicare-approved expenses. The plan could also cover copayments for outpatient hospital services.
- Blood Supply – The first three pints of blood are covered each year.
- Hospice Care – The plan pays for Part A coinsurance.
With this plan, however, you pay for both your Medicare Part A and Part B deductibles.
Depending on the plan that you choose, you may have to pay for deductibles and other payables before you receive the benefits. Get in touch with us and we will provide you with the detailed coverage and costs.