Medicare Supplement Plan M offers the same benefits as those found in Medigap Plan D. The main difference is that policyholders pay half of Part A deductibles in a Medigap Plan M policy.
Medigap offers 10 standardized plans available in most states, each covering different out-of-pocket expenses. Other states, such as Massachusetts, Wisconsin, and Minnesota, have their own standardized plans.
|Part A coinsurance coverage Check||check|
|Part A eligible hospital services||check|
|Part A deductible coverage||50%|
|The first three pints of blood per calendar year||check|
|Part B coinsurance coverage||20% of approved amount|
|Medicare preventive care coverage||check|
|Skilled-nursing facility care coinsurance coverage||check|
|Foreign travel coverage||80% coverage after the given deductible|
Additionally, Medicare Supplement Plan M covers the following services:
- 50% of Medicare Part A deductibles
- Travel emergency coverage (80% of approved costs up to plan limits)
- Skilled nursing facility care coinsurance
Medicare Plan M does not cover Medicare Part B deductibles and excess charges.
Depending on the plan that you choose, you may have to pay for deductibles and other payables before you receive the benefits. Get in touch with us and we will provide you with the detailed coverage and costs.